Real Estate & Mortgage Calculators
12 free calculators for homebuyers, landlords, and real estate investors. From basic mortgage payments to advanced investor metrics.
Buying & Mortgage
Home Affordability Calculator
How much house can you afford? Enter income, debts, and down payment to find your max price and DTI.
Calculate →
Mortgage Calculator
Monthly payment with P&I, plus optional taxes, insurance, and PMI (PITI).
Calculate →
Mortgage Points Calculator
True cost of buying down your rate and exact break-even timeline.
Calculate →
Closing Cost Estimator
Estimate buyer closing costs by state with a full line-by-line breakdown.
Calculate →
Rent vs. Buy Calculator
5-year total cost comparison to decide if buying makes financial sense.
Calculate →
Owning & Managing
Extra Mortgage Payment Savings
How much interest and time do extra monthly, annual, or lump-sum payments save?
Calculate →
Mortgage Refinance Calculator
Monthly savings, break-even point, and lifetime savings from refinancing.
Calculate →
Home Equity & HELOC Calculator
Available equity, current LTV, and estimated HELOC borrowing limit.
Calculate →
PMI Removal Timeline
Exactly when your LTV hits 80% so you can cancel Private Mortgage Insurance.
Calculate →
Investing
Cap Rate Calculator
Net operating income divided by property value — the core investor metric.
Calculate →
Cash-on-Cash Return
Annual pre-tax cash flow divided by total cash invested.
Calculate →
Home Sale Net Proceeds
Your actual check at closing after commissions, mortgage payoff, and fees.
Calculate →